Anti-Money Laundering (AML) refers to the controls businesses use to detect and prevent money laundering and other prohibited financial activity. AML programs can include customer identification, risk assessment, sanctions screening, transaction monitoring, and recordkeeping, depending on your regulatory obligations.

KYC focuses on verifying who a customer is and how much risk they present. AML is broader, covering the policies, screening, monitoring, and reporting used to manage financial crime risk. KYC is usually one part of an AML program. AgeChecker supports the customer identification and risk assessment steps by verifying age and identity against public records and scoring fraud risk.

Yes. When a customer can't be verified against public records, or your rules require it, they're asked for a photo of their government-issued ID, with an optional selfie holding the same ID. IDs are reviewed by our AI together with trained staff, usually in about 20 seconds. Customers can use their webcam, upload a file, or get a text to finish on their phone.

Yes. Age verification, identity validation, and fraud risk analysis all run in the same AgeChecker flow, so customers aren't sent through separate systems. Once a customer is verified, they're recognized on future orders across the AgeChecker network.

No. Over 90% of customers are verified instantly from the information they enter at checkout or signup. A photo ID is only requested if a customer can't be matched to public records, may be underage, or is in a location where your rules require one. Customers who have submitted a photo ID are remembered, so they don't need to upload it again.

Yes. From your dashboard you can set minimum ages by country, state, county, city, or ZIP code, always require a photo ID or phone validation in certain locations, add a selfie check, block locations you can't serve, or skip verification for customer groups such as wholesale accounts. Changes apply in real time.

Fraud Risk Analysis uses the verification data you already collect, including billing address consistency, email reputation, IP and network risk indicators, and historical fraud patterns. These signals are combined into a single score from 1 to 999: 1–299 is low risk, 300–699 is moderate risk and worth reviewing, and 700–999 is high risk.

No. AgeChecker provides age verification, identity validation, and fraud risk tools that support your KYC and AML program. Your legal and regulatory obligations depend on your business, industry, customers, and jurisdictions.